Binance Card Global Program: who runs what
The current Binance Card program separates the Binance account, Immersve as issuer, and Mastercard as the payment network.
Guides and insights on crypto cards: fees, KYC requirements, no-KYC options, virtual vs physical cards, and how to spend crypto in daily life.
The current Binance Card program separates the Binance account, Immersve as issuer, and Mastercard as the payment network.
Binance Card cashback is based on eligible transactions that complete, then a calendar-month total that can change the rate for earlier spending.
The Binance Card payment-priority list determines which assets are used first, with Funding Account assets and an optional Spot Account backup.
A Binance Card refund is paid in USDC under the current program, while conversion and foreign-exchange fees may not be returned with it.
The cap is twice as high for accounts that unlock Platinum during the window, and unlocking Platinum means locking XPL for twelve months.
Card-to-card transfers by @tag are free in every direction except one, and only Platinum cards can receive them at all.
Local card ranges make a domestic purchase domestic, which removes the markup and the cross-border fee. Spending abroad is a separate question.
The 2% covers a referred friend's first 90 days. After that Level 1 pays 0.1% of their spending, and cash withdrawals never count.
Exa App runs on Optimism and counts only Optimism assets as collateral. Exa Blue is a separate account on Base with its own address and card.
The rate sits on the same balance Krak Card spends from and that sets the cashback band. In the EEA that leg of the product is not offered at all.