MetaMask Money Account: up to 6% APY until November 12
MetaMask Money Account pays up to 6% APY until November 12, then up to 4%. Rates are variable, not guaranteed; mUSD can fund MetaMask Card spending.
Read MetaMask Card reviews and guides covering fees, KYC, cashback, spending limits, supported assets, availability, and everyday use.
MetaMask Card →MetaMask Money Account pays up to 6% APY until November 12, then up to 4%. Rates are variable, not guaranteed; mUSD can fund MetaMask Card spending.
Up to 6% runs to September 30, then up to 4%. MetaMask Card cashback lands in the same account, so both numbers apply to one balance.
Payment Scan shows MetaMask Card above 25,000 total addresses. The useful read is card activity on self-custody rails, not a simple winner list.
Both are Mastercards that spend crypto. They differ on who holds the money until you pay.
MetaMask Card spends from your wallet; an exchange card spends from theirs. Here is what that difference costs and buys.
The wallet-side causes, the merchant-side causes, and the order to check them in.
Currency conversion traps, the fee that applies on both tiers, and the checks worth doing before you leave.
What tokenisation changes, what it does not change, and why it is worth doing even with a physical card.
Where on-chain fees actually appear, and why the answer is to top up less often rather than to chase a cheaper chain.
The card pays rewards in its own stablecoin. Who issues it, what backs it, and the exit cost to weigh before comparing rates.