Free
Free
1 free virtual card
Instant cashback reduced by 50%
ZEN.COM Card
Virtual•Physical•Non-exchange
Mastercard from ZEN.COM with instant cashback up to 2% at partner stores, a 35-currency account and free and paid plans; requires KYC.
Pros
- +Instant cashback on purchases, up to 2% at partner stores such as Amazon and Booking
- +Multi-currency account with 35 currencies
- +ZEN Care shopping protection on paid plans
- +Free plan with a virtual card
- +Apple Pay and Google Pay support
Cons
- -The free plan pays half the cashback
- -Physical cards and the lowest exchange margins need a paid plan
- -Currency exchange margin starts at 0.5% on the free plan
- -Requires KYC
6.6/10
Overall
★★★☆☆
7.0/10
Community Score
Required
KYC Level
Required
🌐
Worldwide
Availability
Card Overview
Gold
Paid monthly plan
1 free virtual card and 1 free physical card
Full instant cashback
Extras
✓ZEN Care shopping protection
Platinum / Pro
Paid monthly plan
3 free virtual cards and 2 free physical cards
Full instant cashback
Currency exchange from 0%
Extras
✓ZEN Care shopping protection
✓Reward Zone with the ZEN PRO card
KYC Requirements
Level: Required
✓Email VerificationRequired
✓Phone VerificationRequired
✓Identity DocumentRequired
×Proof of AddressNot required
×Selfie VerificationNot required
Features
Mastercard
Payment Methods
✓Apple PaySupported
✓Google PaySupported
Networks
Ethereum
Supported Cryptocurrencies
BTC
ETH
USDT
LTC
SOL
ADA
DOGE
USDC
XRP
BCH
TRX
AVAX
DAI