Membership
$1,000/year
1% uncapped bitcoin back
0.1% BTC-to-fiat spread
0% fX Fee
Extras
✓Interest paid daily on BTC and USD
Xapo Bank Card
Physical•Non-exchange
Mastercard from Xapo Bank with 1% uncapped bitcoin back and 0% FX fee, included in a $1,000 yearly membership; requires KYC.
Pros
- +1% bitcoin back on every purchase, with no cap
- +Zero FX fees and a 0.1% BTC-to-fiat spread
- +Daily interest on both BTC and USD balances
- +Licensed private bank built for bitcoin holders
Cons
- -Membership costs $1,000 a year
- -Takes about $100,000 a year in spending to cover the fee with cashback alone
- -Physical card only
- -Requires KYC
6.7/10
Overall
★★★☆☆
7.0/10
Community Score
Required
KYC Level
Required
🌐
Worldwide
Availability
Card Overview
KYC Requirements
Level: Required
✓Email VerificationRequired
✓Phone VerificationRequired
✓Identity DocumentRequired
×Proof of AddressNot required
×Selfie VerificationNot required
Features
Mastercard
Payment Methods
×Apple PayNot supported
×Google PayNot supported
Networks
Bitcoin
Supported Cryptocurrencies
BTC
USDC