Virtual
0 EUR/month
~0.5% + gas crypto-to-EUR conversion cost
0% fX Fee
50,000 EUR/day spend limit
Utorg Card
by Utorg
Virtual•Non-exchange
Utorg Card is a virtual non-custodial debit card for Europe, with Apple Pay, no monthly fee, and support for BTC, ETH, USDC and USDT.
Pros
- +Non-custodial asset management
- +Apple Pay enabled
- +0% monthly fee
- +50,000 EUR daily spend limit
Cons
- -Virtual-only card
- -No cashback
- -No ATM withdrawals
- -Requires seed import rather than wallet connect
7.0/10
Overall
Strong
★★★☆☆
7.0/10
Community Score
Based on 1 sources
Required
KYC Level
ID Verification
🌐
Europe
Availability
✓ Available in 31 European countries
Card Overview
KYC Requirements
Level: ID Verification
✓Email VerificationRequired
✓Phone VerificationRequired
✓Identity DocumentRequired
×Proof of AddressNot required
✓Selfie VerificationRequired
Features
Apple PayVirtual CardNon-CustodialNo Monthly FeeRequires KYC
Payment Methods
✓Apple PaySupported
×Google PayNot supported
Networks
BitcoinEthereumPolygonTron
Supported Cryptocurrencies
BTC
ETH
USDC
USDT