Visa card from Tria with a free Lite tier at 1.5% cashback and plastic and metal tiers up to 6%, paid in USDT; requires KYC.
Tria Lite pays 1.5% on the first $1,000 of eligible monthly spending, then 0.5%. The new $20 annual fee changes the calculation for light users.
Tria Card top-ups now accept XRP, RLUSD and USDC on the native XRP Ledger; activation and token reserves keep at least 1 XRP locked in the account.