Basic
Free
1% cashback in USDC
ACH top-ups $1, FedWire $11
ATM Fee: 4% per withdrawal
Tangem Pay
Virtual•Non-exchange
Virtual Visa card from Tangem that spends USDC on Polygon, with 1% cashback on Basic or 2% on Plus and contactless ATM access; requires KYC.
Pros
- +1% cashback on Basic and 2% on Plus, paid in USDC
- +US bank top-ups by ACH or FedWire, free on Plus
- +Contactless ATM withdrawals through Apple Pay or Google Pay
- +Apple Pay and Google Pay support
Cons
- -Cashback needs at least $30 per purchase
- -In-store purchases at EU and UK merchants earn no cashback
- -ATM fee is 4% on Basic and 2% on Plus, at most $250 per withdrawal
- -No physical card
- -Bank withdrawals are not supported yet
7.9/10
Overall
★★★☆☆
6.0/10
Community Score
Required
KYC Level
Required
🌐
Worldwide
Availability
Card Overview
Plus
$29.99/month, waived at $4,500 monthly spend or $65,000 in Yield Mode
2% cashback in USDC
Free ACH and FedWire top-ups
ATM Fee: 2% per withdrawal
KYC Requirements
Level: Required
✓Email VerificationRequired
✓Phone VerificationRequired
✓Identity DocumentRequired
×Proof of AddressNot required
×Selfie VerificationNot required
Features
Visa
Payment Methods
✓Apple PaySupported
✓Google PaySupported
Networks
Polygon
Supported Cryptocurrencies
USDC