Lite
Free
2% base cashback
0.25% referral rewards
1 free virtual card
Plasma One Card
by Plasma
Virtual•Physical•Non-exchange
Visit Website
Use referral codeNIUNIUto get3% cashback
Visa card from Plasma One with virtual and physical card options, USDC and USDT support, tiered 2%-4% cashback, and KYC requirements.
Pros
- +Up to 4% base cashback, plus 5%–10% on AI subscriptions in Core and Platinum
- +Platinum removes both FX charges and includes Priority Pass lounge access
- +Free virtual card on Lite, with no monthly fee
- +Daily spending limit of $1,000,000
- +Apple Pay and Google Pay support
Cons
- -Base cashback is banded: Platinum pays 4% only on the first $3,000 each month
- -Platinum has no cash price and needs 100,000 XPL locked for 12 months, which earns no yield
- -Lite loses about 2% to FX charges on foreign-currency purchases
- -Physical card availability depends on region
8.6/10
Overall
Excellent
★★★☆☆
8.6/10
Community Score
Based on 3 sources
Required
KYC Level
ID Verification
🌐
Worldwide
Availability
✓ Visa accepted online and in store in 180+ countries; eligibility varies by region
Card Overview
Core
$10/month or 20,000 XPL staked
3% base cashback
5% AI cashback
1% referral rewards
Up to 2 free virtual cards
Extras
✓ChatGPT Go subscription
✓Reduced fees
✓Priority support
Platinum
Lock 100,000 XPL for 12 months
4% base cashback
10% AI cashback
1% referral rewards
Up to 3 free virtual cards
Extras
✓Claude Pro and ChatGPT Plus
✓Up to $600/year flight cashback
✓Priority Pass lounge access
✓No added fees
✓VIP support
KYC Requirements
Level: ID Verification
✓Email VerificationRequired
✓Phone VerificationRequired
✓Identity DocumentRequired
✓Proof of AddressRequired
✓Selfie VerificationRequired
Features
Apple PayPhysicalVisa
Payment Methods
✓Apple PaySupported
✓Google PaySupported
Networks
PlasmaEthereumSolanaBaseOptimismPolygonArbitrumRobinhood Chain
Supported Cryptocurrencies
USDC
USDT