MiniPay Card logo

MiniPay Card

by MiniPay
Virtual•Non-exchange
Visit Website

Digital Visa debit card from MiniPay that lets eligible users spend USDC, USDT, and mUSD stablecoin balances at Visa merchants, earn up to 5% cashback, and add the card to Apple Pay or Google Pay.

Pros

  • +Spend stablecoin balances through a familiar Visa debit card
  • +Up to 5% cashback paid in digital gold or stablecoins
  • +No activation fee and no monthly card fee
  • +Apple Pay and Google Pay support
  • +Self-custodial wallet design with Gnosis Pay card infrastructure

Cons

  • -Digital-only card with no physical plastic option
  • -Requires identity verification for eligible card users
  • -Availability is limited to selected markets
  • -Spending limits are shown in-app rather than publicly listed
  • -FX fee is described as low but not published as a fixed percentage
8.1/10
Overall
Excellent
★★★☆☆
8.1/10
Community Score
Based on 3 sources
Required
KYC Level
ID Verification
🌐
Limited countries
Availability
✓ Available to eligible users in selected markets across EEA, Africa, Latin America, and Southeast Asia

Card Overview

MiniPay Card Digital card

Digital

Visa debit card for spending MiniPay stablecoin balances online and in stores

Free activation with no monthly or annual card fee
Up to 5% cashback on eligible purchases
Cashback paid in digital gold or stablecoins
Accepted anywhere Visa is supported
Zero deposit fees when funding from another wallet
Features
✓Digital Visa debit card
✓Apple Pay and Google Pay
✓Freeze and unfreeze instantly
✓Self-custodial wallet balance until payment

KYC Requirements

Level: ID Verification
✓Email VerificationRequired
✓Phone VerificationRequired
✓Identity DocumentRequired
✓Proof of AddressUnconfirmed
✓Selfie VerificationUnconfirmed

Features

VisaDigital CardStablecoin SpendingSelf-CustodyApple PayGoogle PayCashbackGnosis PayKYC Required

Payment Methods

✓Apple PaySupported
✓Google PaySupported

Networks

CeloGnosis

Supported Cryptocurrencies

USD Coin (USDC)USDC
Tether (USDT)USDT
MUMUSD
CUCUSD
XAXAUT