Digital
Free
Up to 5% cashback on eligible purchases
Cashback paid in digital gold or stablecoins
Zero deposit fees when funding from another wallet
MiniPay Card
by MiniPay
Virtual•Non-exchange
Digital Visa debit card from MiniPay that lets eligible users spend USDC, USDT, and mUSD stablecoin balances at Visa merchants, earn up to 5% cashback, and add the card to Apple Pay or Google Pay.
Pros
- +Up to 5% cashback paid in digital gold or stablecoins
- +No activation fee and no monthly card fee
- +Spend stablecoin balances through a familiar Visa debit card
- +Self-custodial wallet design with Gnosis Pay card infrastructure
- +Apple Pay and Google Pay support
Cons
- -Digital-only card with no physical plastic option
- -Availability is limited to selected markets
- -Spending limits are shown in-app rather than publicly listed
- -FX fee is described as low but not published as a fixed percentage
- -Requires identity verification for eligible card users
8.1/10
Overall
Excellent
★★★☆☆
8.1/10
Community Score
Based on 3 sources
Required
KYC Level
ID Verification
🌐
Limited countries
Availability
✓ Available to eligible users in selected markets across EEA, Africa, Latin America, and Southeast Asia
Card Overview
KYC Requirements
Level: ID Verification
✓Email VerificationRequired
✓Phone VerificationRequired
✓Identity DocumentRequired
✓Proof of AddressUnconfirmed
✓Selfie VerificationUnconfirmed
Features
VisaDigital CardStablecoin SpendingSelf-CustodyApple PayGoogle PayCashbackGnosis PayRequires KYC
Payment Methods
✓Apple PaySupported
✓Google PaySupported
Networks
CeloGnosis
Supported Cryptocurrencies
USDC
USDT
MUSD
CUSD
XAUT