Krak Card

Krak CardAvailable

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Mastercard from Kraken with no Kraken fees on spending, FX or ATMs and up to 2% cashback set by your average balance; requires KYC.

Pros

  • +No Kraken fees on transactions, currency conversion or ATM withdrawals
  • +Up to 2% cashback with no monthly cap, paid instantly in EUR, GBP or BTC
  • +Pays from a wide range of assets and can split one payment across several
  • +Apple Pay and Google Pay support

Cons

  • -Cashback rate depends on your 30-day average balance, not on how much you spend
  • -Paying from crypto still carries a conversion spread
  • -Funds sit in a custodial Kraken account
  • -ATM withdrawals earn no cashback and operators may add their own fees
8.4/10
Overall
★★★☆☆
7.0/10
Community Score
Required
KYC Level
Required
🌐
Worldwide
Availability

Card Overview

Standard

Free
Up to 2% cashback by 30-day average balance
Cashback paid instantly, with no monthly cap
0% Kraken fees on spending, currency conversion and ATMs
Extras
✓Split one payment across several assets
✓Salary Match up to 1%, capped at 250 EUR a month

KYC Requirements

Level: Required
✓Email VerificationRequired
✓Phone VerificationRequired
✓Identity DocumentRequired
×Proof of AddressNot required
×Selfie VerificationNot required

Features

MastercardCustodial

Payment Methods

✓Apple PaySupported
✓Google PaySupported

Networks

Custodial

Supported Cryptocurrencies

Tether (USDT)USDT