Self-custodial Visa card from Holyheld that spends crypto from your own wallet in EUR, with 0.5%-1% USDC cashback and a €29 to €199 card fee; requires KYC.
Pros
+Spends crypto from your own wallet without giving up custody
+0.5%-1% USDC cashback with no staking required
+No monthly fee
+Tops up from Arbitrum, Base, Optimism or Polygon without manual bridging
+Apple Pay and Google Pay support
Cons
-The card costs €29 to €199 depending on the design