
GMGN Card
by GMGN
Virtual•Non-exchange
Virtual crypto payment card from GMGN that lets users top up with USDT, spend globally, earn up to 6% promotional cashback, and requires KYC.
Pros
- +Zero issuance fee and zero annual fee
- +Up to 6% promotional cashback on eligible purchases
- +Works across 60M+ merchants in 180+ countries/regions
- +5% Flexible Earn is promoted on the official page
- +E-wallet support is promoted for WeChat, Alipay, LINE Pay, PayPal, and more
Cons
- -1% fee on every card transaction
- -Fixed 0.2 USDT fee on small or failed payments after the monthly free allowance
- -Not available in mainland China, the US, and some restricted regions
- -ATM withdrawals are not confirmed on the official page
- -Physical cards are not supported yet
7.4/10
Overall
★★★☆☆
7.4/10
Community Score
Required
KYC Level
ID Verification
🌐
180+ countries
Availability
✓ Available at 60M+ merchants across 180+ countries/regions; not available in mainland China, the US, and some restricted regions
Card Overview

Free issuance and zero annual fee
Up to 6% cashback: 1% on everyday spending plus 5% at exclusive merchants
Default monthly limit is 50,000 USDT
Default 5,000 USDT per transaction and daily limit
Extras
✓5% Flexible Earn with hourly payouts
KYC Requirements
Level: ID Verification
✓Email VerificationRequired
✓Phone VerificationRequired
✓Identity DocumentRequired
×Proof of AddressNot required
×Selfie VerificationNot required
Features
Virtual CardUSDT Top-UpCashbackZero Annual FeeFlexible EarnE-Wallet SupportGlobal SpendingRequires KYC
Payment Methods
×Apple PayNot supported
×Google PayNot supported
Networks
Not listed