T0
VIP 0-4 or $0 monthly spend
1.00% points cashback
Monthly points cap: 500 points
Equivalent cashback: up to 5 USDT
Single transaction cap: 200 points
Gate Card
by Gate.io
Virtual•Physical•Exchange
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Use referral codeUFgSAAgto get2 USDT cashback
Gate Card is a Visa/Mastercard crypto card from Gate.io with virtual and physical card options, up to 8% points cashback, no issuance or monthly fee, and Level 2 identity verification required.
Pros
- +Up to 8% points cashback
- +Free virtual and physical card issuance
- +Instant Spend Mode pays straight from Gate accounts, with no top-up step
- +Points redeemable for USDT, GT and other assets
- +Apple Pay and Google Pay support
Cons
- -Requires Level 2 identity verification
- -Eligibility depends on residence and issuer review
- -Cashback rate depends on tier, VIP level or monthly card spend
- -Monthly points caps limit the top rates, at most 400 USDT a month
- -Crypto conversion, FX and ATM fees may apply
7.0/10
Overall
Strong
★★★☆☆
7.2/10
Community Score
Based on 3 sources
Required
KYC Level
Level 2 Identity Verification
🌐
Limited countries
Availability
✓ Available in multiple countries and regions; eligibility is confirmed during application
Card Overview
T1
VIP 5-7 or $500 monthly spend
1.00% points cashback
Monthly points cap: 5,000 points
Equivalent cashback: up to 50 USDT
Single transaction cap: 1,500 points
T2
VIP 8 or $3,000 monthly spend
2.00% points cashback
Monthly points cap: 10,000 points
Equivalent cashback: up to 100 USDT
Single transaction cap: 3,000 points
T3
VIP 9 or $6,000 monthly spend
3.00% points cashback
Monthly points cap: 15,000 points
Equivalent cashback: up to 150 USDT
Single transaction cap: 5,000 points
T4
VIP 10-12 or $10,000 monthly spend
5.00% points cashback
Monthly points cap: 25,000 points
Equivalent cashback: up to 250 USDT
Single transaction cap: 8,000 points
T5
VIP 13-14 or $15,000 monthly spend
8.00% points cashback
Monthly points cap: 40,000 points
Equivalent cashback: up to 400 USDT
Single transaction cap: 15,000 points
KYC Requirements
Level: Level 2 Identity Verification
✓Email VerificationRequired
✓Phone VerificationRequired
✓Identity DocumentRequired
✓Proof of AddressUnconfirmed
✓Selfie VerificationRequired
Features
Virtual CardPhysicalVisaMastercardApple PayGoogle PayATM withdrawalsPoints CashbackGate PayInstant Spend ModePrepaid Mode
Payment Methods
✓Apple PaySupported
✓Google PaySupported
Networks
Custodial
Supported Cryptocurrencies
USDT
BTC
ETH
GT