Exa Card is a free virtual Visa Signature card from the Exa App with Pay Now or fixed-rate installment payments, mobile-wallet support, and required KYC.
Pros
+Free virtual Visa Signature card
+Pay Now or up to 9 fixed-rate installments
+Self-custodial wallet model
+Apple Pay and Google Wallet support
Cons
-Up to 1.5% FX fee on non-USD purchases
-Installment borrowing may include interest or an origination fee
-Issuance is restricted by country and U.S. state
-Only Optimism assets count as collateral until the Exa Merge
6.6/10
Overall
Mixed
★★★☆☆
6.6/10
Community Score
Based on 1 sources
Required
KYC Level
ID Verification
🌐
Limited countries
Availability
✓ Not available for issuance in Bangladesh, Belarus, Cuba, India, Iran, Iraq, Israel, Mainland China, Myanmar, Nepal, Nicaragua, North Korea, Russia, Syria, Turkey, Ukraine, Venezuela, or Vietnam.