Standard
Free
4% cashback on the first $2,500 of monthly qualifying card spend
1% cashback from $2,500 to $4,000 monthly spend
0% cashback after $4,000 monthly spend
Daily Boost up to 5% per annum on eligible balance up to $5,000
Ethena Pay Card
by Ethena Pay
Virtual•Non-exchange
Virtual Visa Spend Card from Ethena Pay that lets eligible non-U.S. users spend through a non-custodial money app, earn tiered AVAX cashback up to 5%, and add the card to Apple Pay.
Pros
- +Up to 5% crypto cashback paid in AVAX
- +Balances earn up to 6% a year through the Daily Boost
- +No account opening, monthly, inactivity, FX, or cross-border markup fees
- +Non-custodial app design where users keep control of wallet assets
- +Apple Pay support with Google Pay marked as coming soon
Cons
- -Spend Card is not available to U.S. citizens, U.S. residents, or other U.S. persons
- -Cashback rates step down after monthly spend bands
- -Cashback is paid in AVAX, whose value can move after crediting
- -The Daily Boost needs at least one qualifying card purchase every calendar month
- -Pro has no published price and VIP has no published route
8.7/10
Overall
Excellent
★★★☆☆
8.7/10
Community Score
Based on 4 sources
Required
KYC Level
ID Verification
🌐
49 countries
Availability
✓ Live in 49 countries across Latin America, the Caribbean, Asia & the Middle East, Africa, and Oceania; Spend Card is not offered to U.S. persons
Card Overview
Pro
Pro is available via subscription or referrals
4.5% cashback on the first $8,000 of monthly qualifying card spend
2% cashback from $8,000 to $10,000 monthly spend
1% cashback from $10,000 to $12,000 monthly spend
0.5% cashback after $12,000 monthly spend
Daily Boost up to 6% per annum on eligible balance up to $100,000
VIP
No published route
5% cashback on the first $20,000 of monthly qualifying card spend
2% cashback from $20,000 to $30,000 monthly spend
1% cashback from $30,000 to $40,000 monthly spend
0.5% cashback after $40,000 monthly spend
Daily Boost up to 6% per annum on eligible balance up to $1,000,000
KYC Requirements
Level: ID Verification
✓Email VerificationRequired
✓Phone VerificationUnconfirmed
✓Identity DocumentRequired
✓Proof of AddressUnconfirmed
✓Selfie VerificationUnconfirmed
Features
VisaVirtual CardApple PayAVAX CashbackUSDe BalanceDaily BoostNon-CustodialRain Program ManagementThird National IssuerPasskeys
Payment Methods
✓Apple PaySupported
×Google PayNot supported
Networks
Avalanche
Supported Cryptocurrencies
USDe
AVAX