Starter
Free
Spending Limit: 10,000 EUR/month
No issuing, postal, or monthly fee
Extras
✓EUR cashback rewards
Bitrefill Card
by Bitrefill
Virtual•Physical•Non-exchange
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Bitrefill Card is a free virtual and physical prepaid Visa card that converts supported crypto deposits into EUR, offers up to 2% cashback, and requires identity verification.
Pros
- +Both virtual and physical cards are available free of charge
- +Up to 2% cashback: 1% on crypto deposits and 1% on purchases
- +Free SEPA withdrawals on the Starter Plus tier
- +24/7 customer support and in-app freeze controls
- +Google Pay support
Cons
- -Identity verification and eligible European residence are required
- -Crypto deposits are converted to EUR and charged a variable spread
- -ATM withdrawals cost 2.49% and are available only with the physical card
- -A EUR 10 monthly inactivity fee applies after 12 months without spending or cashing out
- -The physical card is shipped only within selected European countries
5.8/10
Overall
Needs caution
★★★☆☆
5.8/10
Community Score
Based on 1 sources
Required
KYC Level
ID Verification
🌐
29 European countries
Availability
✓ Available to eligible residents of 29 European countries after identity verification; U.S. and Russian Federation citizens are excluded.
Card Overview
Starter Plus
Free
Spending Limit: 15,000 EUR/month
Unlimited SEPA withdrawals
No foreign transaction fee from Bitrefill; Visa network fees may apply
KYC Requirements
Level: ID Verification
✓Email VerificationRequired
✓Phone VerificationRequired
✓Identity DocumentRequired
✓Proof of AddressRequired
✓Selfie VerificationUnconfirmed
Features
Virtual CardPhysicalVisaGoogle PayContactless PaymentsCashbackSEPA WithdrawalsATM WithdrawalsCard Freeze
Payment Methods
×Apple PayNot supported
✓Google PaySupported
Networks
BitcoinLightning NetworkBSCEthereumPolygonSolana
Supported Cryptocurrencies
BTC
BNB
ETH
POL
SOL
USDC