Based Card

by Based

Virtual•Physical•Non-exchange

Visa debit card from Based that spends stablecoins, SOL, HYPE and BASED, with up to 4% cashback for BASED stakers; requires KYC.

Pros

+No signup fee, annual fee or stablecoin top-up fee. The card tier comes from staking BASED, not from a purchase.
+Based Gold pays 4% cashback with no FX markup, plus 4 airport lounge visits a year.
+Up to $100 a month back on ChatGPT, Claude and Grok, and $20 on Netflix, Spotify and YouTube, on Based Gold.
+Spends USDT, USDC and XSGD first, then SOL, HYPE and BASED at the price locked when you pay.
+Funds arrive from Hyperliquid, Solana, Arbitrum or Polygon, with a $10 minimum deposit.

Cons

-Every card needs at least 10,000 BASED locked for 21 days, so the real entry cost moves with the BASED price.
-Cashback is paid in BASED and capped at $20 a month on HYPE and $100 a month on Based Gold.
-Unstaking stops all cashback and rebates, although the card keeps working until it expires.
-Not available in 93 countries, including the United States, Canada and Singapore.
-ATM withdrawals and withdrawals from the card balance are not enabled.

6.3/10

Overall

Mixed

★★★☆☆

6.3/10

Community Score

Based on 1 sources

Required

KYC Level

ID Verification

🌐

Worldwide

Availability

✓ Not available in 93 restricted countries, including the United States, Canada and Singapore

Card Overview

HYPE

Lock 10,000 BASED for 21 days

2% cashback in BASED, capped at $20 a month

Up to $10 a month back on ChatGPT, Claude and Grok subscriptions

1.5% FX markup on non-USD spend

Physical card shipping costs $50

Based Gold

Lock 100,000 BASED for 21 days

4% cashback in BASED, capped at $100 a month

Up to $100 a month back on ChatGPT, Claude and Grok subscriptions

Up to $20 a month back on Netflix, Spotify and YouTube

0% FX markup on non-USD spend

Extras

✓4 airport lounge visits a year

✓20g mirror-finish metal card with free shipping

Based Orange

Not yet available; no BASED lock-up required

No cashback

2.5% FX markup on non-USD spend

KYC Requirements

Level: ID Verification

✓Email VerificationRequired

✓Phone VerificationUnconfirmed

✓Identity DocumentRequired

✓Proof of AddressUnconfirmed

✓Selfie VerificationUnconfirmed

Features

VisaPhysicalVirtual CardMetal CardCashback

Payment Methods

✓Apple PaySupported

✓Google PaySupported

Networks

HyperliquidSolanaArbitrumPolygon

Supported Cryptocurrencies

USDT

USDC

XSGD

SOL

HYPE

BASED