Moto Endorsements: Up to $2,000 Endorser, $2,500 New Member

Moto offers up to $2,000 to someone who endorses a new member and up to $2,500 to the person endorsed. The endorsed person must be approved as a paying Moto member, activate their card and meet qualifying spending milestones before either side earns the corresponding rewards.

Moto members and Moto Lite users can participate. Rewards depend on the endorsed member's cumulative qualifying card spending, with all deadlines measured from card activation:

• $10,000 within 30 days: $500 for the endorser and $250 for the endorsed member.
• $25,000 within 90 days: $500 for the endorser and $500 for the endorsed member.
• $50,000 within 90 days: $500 for the endorser and $750 for the endorsed member.
• $100,000 within 90 days: $500 for the endorser and $1,000 for the endorsed member.

The first milestone must be completed within 30 days to qualify for the later rewards. Reaching a higher spending total later does not remove that initial requirement. The thresholds are cumulative: the spending counted toward an earlier milestone also counts toward later ones, rather than each tier requiring that amount in additional purchases.

Completing all 4 milestones within their deadlines brings the total rewards to $2,000 for the endorser and $2,500 for the endorsed member. For the endorsed member, that pays 2.5% on the first $10,000, 3.3% on the next $15,000, 3% on the next $25,000 and 2% on the final $50,000, or 2.5% across the full $100,000. Moto has not specified reward payment timing or excluded transactions in the public offer; the applicable terms still govern those details.

Sources: Moto endorsement offer, Moto spending milestones and conditions.