RedotPay adds Card Deposit from PayPal, Wise and Revolut
RedotPay announced Card Deposit on 21 September 2026: funding a RedotPay account straight from more than fifteen apps people already keep money in, PayPal, Wise and Revolut among them, with fewer steps and lower fees than before. The RedotPay Card spends from that account balance, so the way money gets in sets part of what every purchase costs. Three inbound routes are already documented, and they are priced very differently.
Transfers from PayPal cost 3%, and $1 is the floor
A transfer started on the other platform, with the RedotPay card set as the recipient, arrives as USDT in the account balance. The fee is 3%, with a $1 minimum applied whenever 3% would come to less than that. On small amounts the minimum is the whole story: $10 in costs 10%, $20 costs 5%, and the percentage only takes over above roughly $33. Coverage is per-country and moves with each platform's own policy, with no country list published, so a transfer that completes is the only confirmation that the route works from a given place.
A credit or debit card funds the account in 0.5 to 2 hours
Buying crypto inside the app accepts a credit or debit card as the payment method, and the crypto usually lands within half an hour to two hours. A RedotPay card cannot be used for it, so the paying card has to be issued somewhere else. The issuing bank may ask for confirmation before the payment clears, and the asset menu is not the same everywhere: USDT cannot be bought this way in the United Kingdom. No fee for this route appears on RedotPay's published pages.
Local-currency bank transfers are the route RedotPay charges nothing for
Euros arrive over SEPA, pounds over FPS, with the details for each currency shown in the app at the moment of depositing, and RedotPay adds no fee of its own. Two conditions sit around it. The transfer has to come from a personal bank account, because a corporate or business account will not match the verified identity on the RedotPay side and can fail. And a deposit pulled into compliance review takes one to seven business days rather than arriving promptly. A deposit that fails and is sent back can still lose money to the intermediary or receiving bank on the way.
Wise and Revolut can send money in, and the card cannot send it back
The RedotPay card is barred from pushing funds out through transfer services and digital wallet platforms, with bKash, Revolut, Skrill, URPAY and Wise named. The traffic runs one way. Those apps can fund the account, and the exits are card spending, a crypto withdrawal to another wallet, or a local-currency withdrawal, not a transfer back to the app the money came from. Loading more than a month of spending therefore means choosing a balance that mostly leaves by being spent.
Which route fits depends on the size and the currency of the top-up. Small amounts are punished by the $1 minimum on the third-party route, local-currency transfers cost nothing but can be held for a week by review, and the card-purchase route is the fast one with no published price. Lower fees is the only description the new route carries so far, which makes the figure shown in the app before confirming a deposit the one to read.
Sources: Third-Party Transfer Support (e.g. PayPal), How Do I Buy Crypto With a Card on RedotPay?, What Deposit Methods Are Supported?, What's the Deposit Fee Policy?, Does the RedotPay Card Support Cash Transfers?
